Financing
Financing a direct-to-surface UV printer package
Yes, financing is available for qualified buyers. and any of them can be financed, subject to credit approval. Terms depend on the machine and on the approval, so the real answer on payments comes after a short application, not on this page.
The machines
What you'd be financing
Every new machine comes with training, lifetime support and a hardware warranty of up to five years.
Pro Series Package
$44,995
Tech Series Package
$39,995
Floor Series Package
$39,995
Certified Reconditioned Package
from $29,995
How it works
Three steps
Step one
A short call
Tell us which machine you're looking at and how you'd like to pay. Cash, part cash and part financing, or financing most of it all start with the same call.
Step two
Your terms on one page
A short application for pre-qualification. You get your machine, your terms and your first payment date on one page.
Step three
Delivery and training
Delivery is typically four to six weeks, and training is scheduled around it.
Start here
Call our financing partner first
The Wall Printer® works with Synergy Financial Resources for equipment financing. The machine is the collateral, so lenders see a hard asset, not just an idea. One application shows what you qualify for, and everything else on this page fills whatever gap is left.
Equipment financing partner
Carrie Radloff, Synergy Financial Resources
(507) 499-8167
Carrie@SynergyFR.com
Tell her you're buying a printer package from The Wall Printer®.
Have these ready
Six things for the application
Photo ID
Recent personal tax returns
Recent bank statements
Business entity paperwork, if formed
Your quote from The Wall Printer®
A one-page plan: your market and your first ten clients
Questions to ask
What to ask Carrie
What would my monthly payment be?
Are there current specials or deferred first payments?
Can launch costs be included in the same approval?
What would improve my approval or my rate?
Can this be combined with another program?
Combining sources
Most buyers combine sources
Few buyers write one check for the full amount. Most pair a lender with one or two other sources, cheapest first. Each source adds a monthly payment, so add them up before you commit and tell each lender about the others.
Market rates
Loans
Equipment financing, SBA loans and community lenders.
Your terms
Friends, family and partners
Partners and family, on paper.
0% and up
Community lending
Kiva and Honeycomb Credit.
Free, but competitive
Grants
Grants and awards. A bonus, never the plan.
1. Lead with the lender. Get the equipment financing answer first. It tells you exactly how big the gap is.
2. Free before cheap. Apply for grants and 0% Kiva money in parallel. Every free dollar is one you never repay.
3. Total the payments. Three sources means three payments. Know the combined monthly number before you sign anything.
Lenders
SBA and community lenders
If you want to fill the gap with a loan, or your credit needs a lender built for first-time buyers, these are the doors to knock on. Slower than equipment financing, and often friendlier.
Up to $50,000
SBA microloan
Typically 8 to 13%, terms up to 7 years. Made through nonprofit community lenders, not big banks. The average microloan in fiscal 2026 was about $15,000, so it's a strong gap filler. Collateral is usually required, and the equipment you buy can count. Find one by state on SBA.gov.
Up to $5 million
SBA 7(a) and Express
A bank loan with an SBA guarantee, typically prime plus 2.25% to 4.75%. Startups are often asked to put in 20% or more of their own money, and documented gifts can count toward it. Express is the faster lane for loans up to $500,000.
About 10% down
SBA 504
Fixed-rate financing for equipment. About 10% down, or 15% for businesses under two years old, with terms matched to the equipment's useful life.
Mission lenders
Community lenders (CDFIs)
Community Development Financial Institutions lend to people traditional banks pass on: first-time owners, thin credit files, rural and underserved areas. Many also run the SBA's community lending programs.
Free help. Your local SBDC and SCORE chapter offer free business counseling. They'll review your plan, sharpen your numbers, and often know which local lenders are saying yes right now.
Community and people
Community funding
Community lending works when the community already exists: your church, your kids' school, your business association, the contractors you've worked with. The people who want to see you win are often the fastest money you'll raise.
0% interest, up to $15,000
Kiva
Crowdfunded microloans with no interest and no fees, repaid over 12 to 36 months. You first invite 5 to 40 people from your own network to lend, then Kiva opens it to its lender community. A good way to cover launch costs or an SBA equity requirement. Plan on 20 to 25 business days for approval before fundraising begins.
Raises from $25,000
Honeycomb Credit
Your customers and neighbors invest in your business and get paid back monthly, with interest. Investors can start at $100, accredited or not, and credit decisions come in 24 to 48 hours. Your investors become your loudest word of mouth.
Friends and family
Take on a partner
Two buyers share the machine, the cost and the sales work. Put an operating agreement in place before the check clears.
Friends and family
A family loan, in writing
A real promissory note with a rate and a schedule. Ask your CPA about IRS minimum rates for family loans. Paper protects the relationship.
More options
Other ways to fund it
Existing businesses
Already in business
Already run a painting, sign or contracting company? Time in business and an existing banking relationship can make approval easier. Ask Carrie about applying under the company, and ask your own bank or credit union about a small business loan or line of credit.
From $29,995
Go reconditioned
Certified reconditioned packages come with the same training and support as new, for $15,000 less than a new Pro Series Package.
If you qualify
Grants
NASE Growth Grants (up to $4,000, awarded monthly), Hello Alice programs, and veteran programs like StreetShares, Warrior Rising and Hiring Our Heroes. Worth applying for alongside everything else. Never something to plan around.
Realistic timing
Equipment financing
Often the fastest route. One application.
SBA loans
Typically 30 to 90 days from application to funding.
Kiva
20 to 25 business days to approve, then one to one and a half months of fundraising.
Grants
Months, and never guaranteed. Keep them off the critical path.
Can they be combined? Often, but not automatically. Tell each lender about the others. Some programs count a Kiva loan or a documented family gift toward the equity they want to see. Others require you to disclose every obligation before approval. Ask, and get the answer in writing.
Teams and larger projects
Financing more than one printer
Two printers, three printers, a crew in every market. Past $100,000 the money conversation changes. You're financing capacity, and lenders treat it that way.
1 printer
$44,995
2 printers
$89,990
3 printers
$134,985
Pro Series Package list price, machines only. Multi-unit pricing is quoted by the sales team.
Multi-unit
Synergy financing
Synergy has run multi-printer specials with better terms than a single unit. Ask Carrie what's current and whether units can be added over time.
Up to $5 million
SBA 7(a), Express and 504
SBA Express is a strong fit for a two or three printer expansion. 7(a) is built for businesses that can show cash flow. 504 is fixed-rate equipment financing with about 10% down. Honeycomb Credit raises up to $500,000 when your local network becomes real capital.
Organizations
Capital budget
Facilities, schools and brands buy from a capital or operating budget. The case is avoided cost: what you already pay vendors for printed graphics. The cost model builds it on your own numbers.
Budget people before machines. Every printer needs a trained operator, so put payroll in the plan before you add units. Buying two or three? Call us at 910-632-0320 for multi-unit pricing and training for your team.
The first year
Planning the first year
Getting funded is the first step. The buyers who do well from there can cover every monthly cost, keep cash in the bank and ride out a slow month. Three things to line up before you sign.
01
Add up the payments
Three sources means three payments. Total them with insurance, vehicle, marketing and your own pay, so you know the real monthly number.
02
Keep a reserve
Leave cash in the bank after launch to carry you while the work builds and through slow months. Set the amount with your financial adviser.
03
Know your workload
Know how many square feet a month covers your costs, then check that number against a month with half the work.
How much work covers it
Service operators typically price $20 to $40 a square foot, and ink runs about $0.50 a square foot. Here's what it takes to cover every $1,000 of monthly costs.
At $20 a sq ft
52 sq ft
At $30 a sq ft
34 sq ft
At $40 a sq ft
26 sq ft
At 100 square feet a job, that's one job a month for every $1,000 to $2,000 of monthly costs. Bring your numbers to the call with us and Carrie, and have your CPA or financial adviser pressure-test the plan before you commit.
The fine print. This page shares options to research. It isn't legal, tax, accounting or financial advice, and The Wall Printer® does not arrange loans or grants. Program limits, rates and timing were gathered from public sources in September 2026 and change often, so confirm every figure with the lender or program before you apply. Financing is subject to credit approval. Third-party names are listed for information only, and no endorsement is implied.
Sources: SBA microloan figures via NerdWallet; SBA 7(a) equity injection via Grow America; SBA 504 and Express via Nav and Lending Valley; Kiva terms via Kiva.org and Nav; Honeycomb Credit; Section 179 limits via Section179.org; NASE Growth Grants via Granted AI; veteran programs via Nav.
Buying on a company budget?
If the printer goes through a capital request, the cost model builds the case on your own numbers: what you spend today on the method it replaces, what it costs in house, and the payback.
Run the cost modelDoes Section 179 apply?
For tax years beginning in 2026, Section 179 lets a business deduct up to $2,560,000 of qualifying equipment, and financed equipment still qualifies when it's placed in service that year. Talk to your CPA about what it does to your real net cost.
Ask about financing
Call 910-632-0320 or send us the form.